chargeは「つけ払い」や「費用や負担増」に関わる意味の動詞や名詞で普通は使われるが
「(費用等の勘定に)借方記入する」の意味がベースにある用法

https://www.accountingtools.com/articles/2017/5/17/accounts-receivable-accounting
https://www.rit.edu/fa/controller/chargeback
https://www.double-entry-bookkeeping.com/inventory/inventory-write-off/

(f) "Credit card" means a card, or other means of providing information, that entitles
the holder to charge the cost of purchases, or a cash advance, against a line of credit.

(g) “Debit card” means a card, or other means of providing information, that enables the holder
to charge the cost of purchases, or a cash withdrawal, against the holder’s bank account
or a remaining balance on the card.

「デビットカードで買った場合の仕訳」
http://q.hatena.ne.jp/1251820949